An experienced Atlanta Lyft accident attorney can provide guidance as to whether the rideshare driver’s actions caused your accident and help you understand your options.
Atlanta Lyft Accident Attorney Explains Why Ridesharing Accidents Are Complex
The first thing that is important to understand is that Lyft and Uber are not just like taxi companies – both companies consider themselves to be, first and foremost, software platforms that enable drivers to connect with potential passengers. For this reason, both Uber and Lyft have been slow to accept any liability when one of their drivers is involved in an accident. They have responded to public pressure and now provide coverage for their drivers, but do not expect Uber or Lyft to eagerly handle your claim.
Second, there are a number of factors that will determine who ultimately pays your claim. For example, whether you were a passenger of an Uber or Lyft driver will be important. Whether the driver was on their way to pick up a passenger or had the app running will also be important factors. In short, an experienced Atlanta Lyft accident attorney will be able to navigate your case to ensure your claim is handled properly.
Atlanta Lyft Accident Attorney Shares Uber and Lyft Insurance Coverage Limits
Uber and Lyft require drivers to provide proof of their own insurance when they register to drive for their service. In addition, both companies provide their drivers with the following coverage:
- When the driver is offline and not logged into the app, Uber and Lyft do not provide coverage.
- If the driver is online and waiting for a passenger, Uber and Lyft will provide coverage for bodily injuries up to $50,000 per person and $100,000 per accident. For property damage, they will provide up to $25,000.
- Uber and Lyft will provide up to $1,000,000 in coverage for both bodily injury and property damage if the driver was either en route to pick up a passenger or during the trip itself.
An Atlanta Rideshare Accident Attorney Will Identify Liability Easily
Just like any car accident, determining who is at fault in a rideshare accident will be critical to the success of your claim, whether you were the passenger or another driver.
If you were a rideshare passenger, figuring out who was at fault can be somewhat difficult as the drivers involved in the accident will attempt to take over the process. Regardless of what they claim, you are entitled to make the determination for yourself. You do not have to accept the driver’s version of events or agree to be represented by their attorney. If you have suffered significant injuries, you should strongly consider seeking your own Atlanta Lyft accident attorney to ensure that your rights are protected.
If you were injured in a rideshare accident as a driver, then the analysis isn’t much different than if you were in an accident with another private party. But as mentioned above, be aware that the insurance issues can be much more complicated once Lyft or Uber is involved.
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